Insurance Designed for Professionals Like You

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NOW Insurance has the insurance you need to stay protected in your industry or profession. By working directly with you, we will be able to bundle your policies to create a fully customized package at a price that works for you.

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Businesses and Professional Categories We Insure

We remove the middle man to provide insurance directly to consumers in a wide variety of professional fields. Industries include Business Services, Consulting, Healthcare Facilities & Practitioners and Wellness & Fitness Studios.

Healthcare Practitioners

Depending on your employer or the state that you work in, you may be required to carry certain insurance coverage to protect yourself as well as the facility you work in from any claims of malpractice or negligence. Required or not, it is always a good idea to have a Medical Professional Liability policy to guard against claims that are specific to the healthcare field.

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Allied Healthcare
Nursing and Nurse Practitioners
Physician Assistants
and More...

Medical Facilities & Schools

Whether a large or small facility, your building is filled with potential threats to your organization and the possibility of claims being filed against you from a variety of people in the facility including employees, students, and visitors. Insuring your organization with both Professional Liability and General Liability policies will ensure that you are protected from any legal claims.

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Medical Arts Schools
Medical Labs & Clinics
Medical Staffing Companies
Diagnostic, Imaging, & X-Ray Centers
and More...

Wellness & Fitness

One of the fastest growing industries in the country, wellness and fitness professionals carry some of the highest risks for legal claims being filed against them. Taking out a Professional Liability insurance policy will keep you protected from claims of negligence, substandard care, failure to treat, delayed response, and more.

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Day Spas & Medical Spas
Massage Therapists
and More...

Business Services

When providing business services, you can be held legally responsible for something as simple as an input error or miscalculation that resulted in a loss for your client. Professional Liability insurance will keep you protected from these types of claims and provide assistance should anyone pursue a case against you.

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Bookkeeping & Accounting
Tax Preparers
and More...


As a consultant, if you do not have the correct insurance in place, you may be leaving yourself exposed to claims of negligence, employee or contractor actions, failure to give advice meeting professional standards, professional misconduct, and more. Securing a Professional Liability policy will help guard against these types of claims which could otherwise derail your work.  An added benefit for consultants is this coverage is low cost and you can pay us monthly.

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Graphic Design Consulting
HR Consultants
IT Consultants
Safety Consultants
and More...

Types of Insurance offered by NOW

Our coverage is tailored to fit the specific insurance needs of your profession. Insurance types include Professional & General Liability, Cyber Liability, and Per Diem Coverage.

Professional & General Liability Commercial Insurance

Professional & General Liability Insurance provides coverage for your business against claims for personal injury, property damage, or bodily injury. If your business provides a professional service, regularly gives advice to clients, or is requested by a client to have insurance, you should consider Professional & General Liability Insurance coverage.



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Cyber Insurance

As technology advances, data breaches and other cybercrimes have become increasingly common. Cyber Liability insurance protects your company should a security breach occur involving sensitive customer information including Social Security numbers, credit card numbers, account numbers, driver’s license numbers, and health records.



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Why Having Insurance is So Important

No matter how hard you try, you can’t predict the future so having insurance helps guard against what you can’t see coming. With the right policy in place, you will be covered for claims of negligence, property destruction, personal injury, and other damages. You can even get defense costs covered if you ever have a suit filed against you with the proper insurance coverage in place.

Having an insured business can help increase your credibility with new customers, putting their minds at ease. Plus, some clients may even require you to carry certain coverage policies as part of your contract with them.  Whether you are starting a new business or have been in your profession for years, reduce your level of risk by selecting the right insurance policies for you.

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I was very unhappy with my previous insurance so I contacted NOW. It seems like it is too good to be true. The service has been very fast and I received my coverage certificate via email.
Kim Registered Nurse
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My rep was amazing at explaining policy types and it was so easy to navigate the website.
Kirstin Nurse Practitioner
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Wow, that was easy! I got a quote in seconds and bought coverage in minutes!
Michelle Massage Therapist